Buying a home is a significant decision and involves several legal processes. If you are planning to purchase flats in Ambattur, it is important to be thorough with legal checks before making the booking. Missing out on these steps can cause problems later, so let us look at the key legal verifications you should do before finalizing your flat.
Verify the Title of the Land
The first step is to check the ownership of the land on which the apartment is built. The builder must have clear legal rights over the land. Ask for the parent documents of the property that show the chain of ownership. If there are any disputes in the title, it may affect your ownership in the future. A legal professional can verify whether the land is free of claims.
Check the Encumbrance Certificate
The Encumbrance Certificate is an important document that shows whether the land has any legal dues or liabilities. If the land is pledged for a loan or has any pending legal issues, it will reflect in the certificate. Always ask for the Encumbrance Certificate from the builder before you consider booking the flat. This helps you confirm that the property is not tied to any debts.
Verify the Building Approval and Plan
Every apartment project must have approval from the local authority. The builder should provide you with the sanctioned building plan. This document confirms that the construction is legal and as per the rules. If the plan is not approved, the construction can be stopped or even demolished. Always compare the approved plan with the actual construction to avoid surprises later.
Confirm RERA Registration
The Real Estate Regulatory Authority (RERA) registration is mandatory for most housing projects. Flats in Ambattur that are registered with RERA give you better protection as a buyer. You can check the RERA website to confirm the registration number of the project. This will also give you details about the builder, project timeline, and approval status.
Check for Completion Certificate or Occupancy Certificate
If you are buying a ready-to-move flat, ask for the Completion Certificate or Occupancy Certificate from the builder. The Completion Certificate confirms that the project is completed as per approved plans. The Occupancy Certificate is given by the authority after verifying that the building is safe to live in. Without these certificates, the flat may not be legally ready for possession.
Verify the Sale Agreement
Before booking, go through the draft of the sale agreement. This document will have details about the flat, payment terms, possession date, and penalties for delay. It is important to read every clause and clarify any doubts with the builder. This agreement will become the base for your purchase and must be legally sound.
Check for NOCs from Authorities
Builders need to get No Objection Certificates (NOCs) from several departments such as water, electricity, and fire safety. These certificates confirm that the project is compliant with different regulations. Ask the builder to share copies of the NOCs obtained so far. Without them, you may face issues in getting services connected to your flat.
Verify the Builder’s Track Record
Apart from documents, it is also good to check the builder’s previous projects. Look at whether the builder has completed projects on time and delivered what was promised. This will give you confidence in the project you are booking. You can also speak with existing buyers of the builder’s earlier projects in Ambattur to get genuine feedback.
Conclusion
Flats in Ambattur offer a wide range of options for buyers. But before booking, it is important to complete all the legal checks without fail. Verifying the title deed, Encumbrance Certificate, building approval, RERA registration, completion certificate, sale agreement, and NOCs are some of the essential steps. These checks will safeguard your investment and give you peace of mind while owning your new home.
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